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Instant Plan Upgrades for Indian Credit Cards Without 48hr Delay

Feature Request

Due to RBI regulations, e-mandate auto-debits require a 48-hour cooling period, causing delays when users upgrade their plan.

Proposed Solution:

Use a one-time OTP-based payment for the prorated upgrade amount, bypassing the 48hr wait. Future renewals continue via recurring mandate with RBI compliance.

Result:

Indian users get instant plan upgrades without any waiting period.

Posted by Venkatesh Tangaraj Yadav ·
2 comments

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Comments2

  • Abhishek meena

    •

    May 22

    Really Waiting For This

  • Venkatesh Tangaraj Yadav

    •

    May 20

    Let me give more brief overview of the feature.

    For upgrades and downgrades, customers will not go through the RBI mandate flow. Instead, they will be redirected to a checkout page for the updated prorated amount, where they can complete the payment directly.

    This approach will bypass the mandate-based flow and help avoid the current 48-hour processing delay, ensuring a faster and smoother payment experience during upgrades and downgrades.